There are many situations where you may need umbrella insurance. If you accidentally injure someone or damage their property, you could potentially be involved in a costly lawsuit. Verdicts amounting to hundreds of thousands of dollars are being awarded by juries across the country in increasing numbers. Even though your underlying policies may provide substantial liability limits, it is not uncommon today for juries to award damages that exceed those limits. Umbrella coverage provides you higher coverage limits and peace of mind.
Flood insurance is offered through the National Flood Insurance Program. Although the government actually provides the coverage, Wiessner Insurance Agency issues the policy and, in the event of flood damage to your insured property, would also service your claim.
Wiessner Insurance insures apartment buildings, dwellings rented to others, and condominium units held for rental. We offer policies tailored to each of these rental situations. Coverage includes buildings, liability protection, and loss of rental income insurance. Loss assessment protection is available to owners of residential property in condominiums, homeowners associations, and other planned communities. A wide array of options and coverages are available to fit your needs. Talk to an account representative today.