Owning a home is one of the most satisfying things in life. However, risks can occur and change the satisfaction into disappointment and frustrations. Protecting your home with a home insurance is important. Home insurance will protect you financially in case your home is damaged. At Wiessner Inc in Minnesota, we offer a variety of home insurance options among many other types of coverage. The following are the most common coverage options available in our home insurance policy.
This coverage pays for the cost of repairing your house and other structures if they're damaged by insured risks. If the house, attached and unattached structures, needs rebuilding, this coverage will pay for the rebuilding cost.
Replacing clothes, furniture, and other personal belongings can be expensive. This coverage will pay for replacing your personal belongings if they are damaged or stolen. If you own valuable things like jewelry, art, comics, or any other valuables, it's important to make sure that they are included in the coverage.
A guest can get injured or their property can be damaged while at your home. This coverage pays for the claims that may arise. It pays for medical expenses and the damaged property. If you are sued, it will cover the cost of defending yourself in court.
An event can render your home uninhabitable. At such a time, you and your family will need a place to stay temporarily. Your home insurance will pay for the additional living expenses for you and your family.
When purchasing your home insurance policy, it's advisable to go to a reputable independent insurance agency. If you need home insurance, we at Wiessner Inc in Minnesota are a respected independent agency who can help you. We understand the value of your home and we'll help protect it. Our agents can answer your questions and help you get started. They will educate and advise you on the policy that fits your lifestyle. Give us a call or visit our offices in Minnesota to learn more.